Trading is nice, personal shop, premium storage, daily logs, permanent tri-boost, pso2 day, alliance storage, gold pass, expanded orders and premium drink effects, idk all of those are things I can stand behind but if you feel like it's not worth it the game is fully playable without premium

There is no need for anything of the sort and it is against tos and always will be

9 under level 65 2 65 to 70 1 75

That's a wrap, just play the difficulty that relates to your level

Breathe deep, imagine a waterfall, and count backwards from 300000000000000 and when you finish the new Elder Scrolls and a new console will be out to rant and rave about