That is an Insider Preview build. No Insider edition of Windows 10 supports PSO2 base or NGS. The latest non-insider build of Windows 10 (the only version that supports PSO2 base and NGS) is Version 21H1 with a build number of 19043.985
I have been playing PSO2:NGS since it came to STEAM. I installed Windows 11 through the insider program and began having the NP0 login issue immediately.
Reverted to Windows 10 and the game ran without issue.