@Ship04 Xurai said changing the payment method from PayPal seemed to work for them. I was saying I think PayPal considers themself a bank and working as a bank your transaction may take three to five business days. The problem is in theory it goes
but it may be working bank...$$>>PayPal...$$>>Microsoft>>$$<<Sega
In cases of banks being slow your money can get caught in limbo because In theory Sega or Microsoft could be thinking "We didn't get the money canceling transaction" because of how long it takes. That's kind of the different between debit and credit. I can credit you $70 assuming you are good for the money or I can debit your account $70.
Debiting an account can take a while even within the same bank. When I worked in banking if a check came from the same bank we would CREDIT you the money so it's available immediately but the money would still unofficially be pending for a few days.
But of course this may not be the problem as well just trying to think of a possible solution/answer and that's to take Xurai's advice and use a credit card