Nah the same sutiation but unlike you, I am guilty of RMT. I have been playing since September 27, so after three days of playing, I didn't know anything about it and I bought a small amount of meseta twice so that it would not look basic only at the beginning of November I started to buy AC SCRATCH TICKET (uh I probably spent ~ $ 500) so I'm in an uninteresting situation: ) I sent them a question on how long my account was suspended and whether it was a lifetime because I did not receive such information (I am writing that it is only temporary). PSO2 is free and creating a new steam account does not cost you anything (let's say) hm prefer to take all items from me, rather than create characters from scratch but we'll see what it will be.
If the answer is negative, I will write to steam that I want to get my money back, since I cannot use these purchases. They probably didn't do anything but as an EU resident, my bank protects me and I have three months to cancel the card payment. I have never used this situation because honestly I never had to, but it always has to be the first time.
And for PSO2 I don't know if I will come back honestly. The game itself is a lot of fun but I have the impression that this game is a bottomless piggy bank. What matters most is how you look and considering the prices, Sega came up with it quite well with the AC SCRATCH TICKET.