@Yggranya Game creators have only ever held back on higher end needs based on what consoles can or can't do. With the current Gen PS5 and Xbox series consoles, your looking at a heavy advancement in what newer games will require going forward. NGS won't be the last game to begin shifting focus away from older hardware, and pushing the limits of what they can get away with now. PC players that can't upgrade have had to save up until they could to play higher end games. It happens all the time as as each jump in hardware does, because it's a selling point across the board. Better graphics, better frame rates, better overall performance, these are just game related, and go hand in hand with hardware sales. For a few years I couldn't even afford a base Xbox One while all my friends could, so I quietly stuck with my 360 until I could afford to at the end of 2015. It was a few years of not talking to my friends, and frankly it didn't bother me because my older games had replay value.
Sorry, but that's just the way things work. You can't afford to buy something, nobody is forcing you to, and in fact financially speaking it's not wise to. At the same time you can't expect large corporations and players enmasse, who can afford the upgrade, to be held back by what you lack. If you can afford it, but pinney pinch, well that's on you. Your choice, and again that's just something you are going to have to deal with. Hold off until what you need is on sale, or just stash money away if you can afford to. Those are your only options. Even older model Xbox Ones meet the requirements here.